Loan to Value (LTV) Calculator is a mortgage calculator for calculating the loan to value of your mortgage against the value of your house.

## Loan To Value Calculator

**Loan To Value Calculator** is a free tool for calculating the loan to value of your mortgage compared to the value of your house. The ratio of yourLoan To Value is calculated by dividing the value of your mortgage by the value of the house you own or intend to purchase.

The lower the loan to value ration is then the lower interest rate you can pay from your mortgage lender.

The risk is less to the mortgage lender when the loan to value ratio is lower and hence the rate the lender will charge you on your mortgage is lower.

Typical loan value ratios include:-

- 100% Loan To Value Mortgage
- 95% Loan To Value Mortgages
- 90% Loan To Value Mortgages
- 85% Loan To Value Mortgages
- 75% Loan To Value Mortgages
- 60% Loan To Value Mortgages
- Below 50% loan to value Mortgages

Use our loan to value calculator to calculate your loan to value ratio.